EMPOWERING FINANCIAL GROWTH SINCE 2019
At X-Cel Plus, our utmost desire is to provide opportunities for the economically active poor to improve their standards of living; economically, socially and spiritually. To achieve this, X-cel Plus Micro-Credit promotes financial inclusion by maintaining a good proportion of our business in the rural and peri-urban areas. We provide responsible financing to women and other marginalized segments of the economy whiles ensuring all client protection principles are adhered to.
About Us
Welcome to X-Cel Plus Micro-Credit, your trusted partner in financial empowerment and innovative lending solutions. Established in 2019, we are a licensed micro-credit services provider based in Takoradi, in the heart of Ghana’s Western Region. At X-Cel Plus, we are committed to driving financial inclusion by offering accessible, flexible, and tailored financial solutions to individuals, small businesses, and communities.
We are committed to building Ghana’s leading micro-credit institution within the next five (5) years. Our desire is to contribute significantly to the growth and development of small businesses and to help provide sustainable livelihood to low income families by providing avenues for sustainable income growth.
Services
Why Choose Us
With a deep understanding of the local economy and a strong commitment to innovation, X-Cel Plus Micro-Credit has grown into a leader in the microfinance sector. Our dedication to exceptional customer service, integrity, and community development has earned us prestigious accolades, including:
- Best Micro-Credit Provider of the Year 2023, recognizing our consistent excellence in providing reliable and impactful financial services.
- Most Innovative Product Award 2024, celebrating our creative and customer-centric approach to designing financial products that meet the evolving needs of our clients.
We specialize in a range of micro-credit products, including personal loans, business financing, group loans, and emergency financial assistance. Our goal is to empower individuals and small businesses with the financial tools they need to thrive and grow, all while ensuring a seamless and transparent lending experience.
At X-Cel Plus Micro-Credit, we don’t just provide loans — we offer the financial support and resources needed to unlock potential and create opportunities. Our team of experienced professionals is committed to working closely with each client, ensuring they receive personalized advice and solutions tailored to their specific needs.
Join the many individuals and businesses that have chosen X-Cel Plus Micro-Credit to support their financial journey. Together, we’ll achieve more.
Client Testimonials
I have never experienced such customer service from a financial institution before.
I like how friendly their staff are. They make you feel like royalty.
Their loan repayment method is very flexible. I pay my loans easily without stress.
Get Started Today
Ready to achieve your financial goals?
Whether you need a personal loan, business loan, or expert financial advice, X-Cel Plus is here to help. Our tailored solutions are designed to meet your needs quickly and efficiently.
