Your Financial Lifeline When You Need It Most
At X-Cel Plus Micro-Credit, we understand that life can present unexpected financial challenges, from medical emergencies to urgent personal needs. Our Personal Loans are designed specifically for salaried workers, providing quick access to funds to help you manage financial emergencies or other personal expenses with ease.
Whether you’re dealing with a family emergency, covering unexpected bills, or planning for a significant personal purchase, X-Cel Plus is here to support your financial well-being.
Why Choose X-Cel Plus Personal Loans?
Fast Access to Funds
When emergencies strike, timing is critical. Our personal loans are processed quickly, ensuring you get the support you need, when you need it.
Tailored for Salaried Workers
If you’re employed and receive a regular salary, we offer loans tailored to your repayment ability, making it easy to access funds without disrupting your financial balance.
Flexible Loan Amounts
Borrow based on your personal needs, whether for small emergencies or larger financial obligations.
Loan Tenure
Enjoy a maximum loan repayment period of six (6) months
Loan Requirements
To apply for an X-Cel Plus Personal Loan, you will need:
- National ID (Voters, Ghana Card, Passport, or SSNIT Card)
- Three (3) Months’ Pay Slips (Proof of regular salary)
- Six (6) Months’ Bank Statement (Proof of income and financial activity)
- Guarantor (A trusted individual to support your application)
- Payment of Applicable Fees (Processing and administrative fees)
- Duly Signed Offer Letter (Provided upon loan approval)
